January 2009


IMPORTANT NOTICE:
We have been notified that a data breach occurred at Heartland Payment, a company that processes credit and debit card transactions nationally for restaurants and small businesses. Please keep in mind that data breaches seldom lead to fraud and rarely identity theft. For your security, please monitor your statements and account activity thoroughly.  If you suspect suspicious activity, contact your bank immediately.


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Above is the note I received from my bank today.  I felt it was important to share with you, the readers, and hope in some small way it …

Well, I am finding it a bit more difficult than originally planned to move from my old WordPress blog to this new blog.  This new blog is based on the […]

Everyone:

Welcome to 2009!!

This year there is a need for many changes.  I don’t just say this because, personally, I want changes.  I say this because the world has gone to hell in a hand basket!

War, political tensions, finances – to include government/markets/business/individual, and complete idiocy world wide.

2009 is the year of changes geopolitically; and if you chose to it is the year of personal financial changes.

2009 is not the year for the world financial markets.  This would in turn mean it is most likely not the year of “turn around” for most businesses either.  It is not the year …